Please read these Disclaimers (hereinafter referred to as "Terms") carefully. Please refer to the official Website for more information about NJ India Invest Private Limited (hereinafter referred to as "NJ") – www.njwealth.in

By accessing this Website and / or using any information/contents provided on or via this Website, you represent that you have read and understood these Terms and you agree to be bound by and comply with the same. Furthermore, by using this Website, you represent that (i) you have the capacity to be bound by these Terms and (ii) if you are acting on behalf of any company or other person/entity, you have the authority to bind such company or person/entity. If you do not agree to these Terms, please do not use this Website or download any content, in any manner whatsoever, from the same.

NJ is a distributor of financial products, including but not restricted to mutual funds, fixed deposits, PMS, bonds, direct equity, ETFs, debentures, etc. NJ has a network of sub-distributors called as NJ Partners with relationship on principle-to-principle basis. The NJ Partners are engaged in distribution of financial products to investors and NJ offers a financial products distribution platform to the NJ Partners for their distribution business. NJ is not an Investment Advisor and does NOT provide any independent investment advice/recommendations to the investors of NJ Partners and NJ does not have any direct relationship with such investors. NJ ensures compliance with all applicable laws and guidelines issued by SEBI/other regulatory authorities from time to time. All information/ softwares and services forming a part of this Website or any of its part is purely incidental and offered on 'as is' basis as part of the distribution platform offered to the NJ Partners.

The information/contents on this Website are intended for general information purposes only. Any information/contents are subject to change without notice. This Website has not been registered under any jurisdiction. If you use this Website from any jurisdiction other than India, you are responsible for compliance with applicable local laws and NJ, any of its affiliates, associates, their directors, employees and agents shall not be liable or responsible, in any matter whatsoever, pertaining to the same.

NJ has taken due care and caution in compilation of the data and the contents for this website. However, NJ does not guarantee the completeness, adequacy or completeness of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. NJ specifically states that it cannot be held liable for any damages (monetary, legal or otherwise) caused by any error, omission, interruption, deletion, defect, failure, and that it has no financial liability whatsoever to any user on account of the use of the information provided on its website. We provide the Website and its information/contents on an "as is" basis and do not make any express or implied warranties, representations, guarantees, endorsements or conditions with respect to the Website or its information/contents, Software, Features, Products/Services including without limitation, warranties as to merchantability, operation/functioning, non-infringement, usefulness, completeness, accuracy, correctness, reliability and fitness for a particular purpose. Further, we make no representations or warranties or guarantees regarding the accuracy, functionality or performance of any Software (including, but not limited to any third party software) that may be used in this Website. NJ has attempted to provide accurate and up-to-date information. No rights accrue to the Investors from the information published on this Website. You undertake not to use this Website or any interactive / online services contained therein for any purpose, which is unlawful, abusive, libelous, obscene, threatening or prohibited by these Terms (including notices).

Any use of the information / contents in this Website and any investments and investment related-decisions of the Investors are at the sole discretion & risk of such persons. There may be changes in the legal, tax and the regulatory regimes or financial markets which could adversely affect your investments in the Products/ Services. Your investments in the Products/Services may stand a risk of loss of capital depending on nature of such Products/Services and Investors are advised to read the Offer Document/ Prospectus/ Memorandum/ Terms (“Terms of Offer”) of any such Products/Services carefully before making any investment decision.

Any Product related information provided by NJ through this Website is purely on a non-binding, information basis only and does not constitute an offer to buy or sell or an solicitation of an offer to buy or sell any products/services and the aforesaid information given is strictly complimentary to and not a substitute for independent professional advice from a person qualified to provide it to you.

NJ does not endorse the Products/Services in any manner whatsoever. No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information/contents on our Website.

Mutual Fund investments are subject to the market risks and there is no assurance or guarantee that the objectives of the Schemes will be achieved. As with any investment in securities, the NAV of the units issued under the Scheme can go up or down depending on the factors and the forces affecting the capital markets. Past performance of the Sponsors/ Mutual Fund or their affiliates does not indicate the future performance of the Scheme. Please read the Offer Document / Scheme Information Document carefully.

Please note that fixed deposits, bonds, debentures are loans/lending instruments and the Investors must satisfy themselves on the financial health of the company/bank/institution before making any investment. NJ takes no guarantee of soundness of any company or scheme. NJ has/will make available all required information to the prospective Investors if asked for in respect of any scheme /fixed /deposit /bond /loan /debenture. NJ is only acting as a distributor and is not representing any company in any manner except to distribute its Products/Services.

Insurance is a subject matter of solicitation.

Neither NJ nor any of its affiliates, their directors, employees and agents accept any responsibility and/or liability or warrant or guarantee the performance or profitability of the Products/Services nor do they warrant or guarantee the returns and that the investment objectives of the Products/Services shall be achieved at any time and in any manner whatsoever. We make no representations and/or warranties and/or guarantees, express or implied, regarding the accuracy, completeness or reliability of any information/contents, Software, Features, Products/Services provided in this Website, the Software or the Terms of Offer. Without limiting any of the foregoing, NJ, its affiliates, associates, their directors, employees and agents expressly disclaim any and all liability or responsibility, in any manner whatsoever, for any damages or expenses/costs/losses (including litigation expenses) incurred by the Investors or any other person/entity, arising out of or related to the information/contents of this Website or its Software and/or for any damages that may be caused to any equipment / hardware and/or other software or components thereof, due to any viruses, defects or malfunctions in connection with access or use of this Website and/or any information/contents transmitted via this Website and/or the functioning/non-availability of this Website or any part thereof, at any time and in any manner whatsoever and/or any action or decision made by the Investors in reliance on the Website and/or its information/contents, Sotware, Features and/or any unauthorized use or your inability to use or reproduction of the Website in any manner whatseover or any of its information/contents and/or the Terms of Offer or any investments in the Products/Services, including any and all direct, special, punitive, indirect, notional or consequential damages (including lost profits) arising from or in connection with the above, even if notified of the possibility of such damages.

NJ has attempted to use encryption as may be required, at its sole discretion, in the Website, for the transmission purposes. By transmitting any information/ contents via this Website, you accept the risk that the information/contents thereof you transmit to us and any information/contents thereof that we transmit to you may be intercepted and modified by a third party. Messages that you send to us by e-mail may not be secure. We recommend that you do not send any confidential information to us by e-mail. If you choose to send any confidential information to us via e-mail, you accept the sole risk that these information/contents may be intercepted and modified by a third party.

This Website may refer to information/contents provided by third parties via hyperlinks or other means. NJ has not verified, in any manner whatsoever, whether such information/contents are reasonable, accurate, reliable, complete or up-to-date. Links to other websites do not constitute NJ's approval/disapproval or endorsement of such websites or its information/contents or its products/services or its documents or advertisements. NJ is not liable or responsible, in any manner whatsoever, for any such information/contents provided by third parties. Links to NJ Website are not permitted without the prior written consent of NJ.

Links to downloadable software sites are for convenience only and we are not liable or responsible in manner whatsoever, for any difficulties and/or consequences associated with downloading any software. Use of any downloaded software is governed by the terms of the license agreement, if any, which accompanies or is provided or shall be provided with the software.

This Website may contain one or more of the services such as Knowledge Desk, bulletin boards, chat areas, news groups, forums, and/or other message or communication facilities. You agree to use such services only to send and receive information and material that are proper and related to the particular service, area, group, forum, or other information or communication facility. We have no obligation to monitor the bulletin board services, chat areas, news groups, forums, and/or other message or communication facilities.

NJ retains all rights (including copyrights, trademarks, patents as well as any other intellectual property rights in terms of compliance with relevant laws, rules, regulations etc. as may be applicable from time to time) in relation to all information/contents on this Website (including all texts, graphics and logos). You may not copy, publish, distribute or reproduce any of the information contained on this Website in any form without the prior written consent of NJ.

You agree to indemnify and hold NJ, its affiliates, associates, their directors, employees and agents harmless, of any liability, losses and expenses (including litigation expenses), claims, actions, suits arising out of and/or related to your violation of these Disclaimers(including the Terms) and any other terms mentioned in the Terms of Offer, wherever applicable.

These Terms are governed by the laws of India and the competent Courts of Surat will have exclusive jurisdiction in respect of any dispute, which may arise out of or relating to the use of this Website.

The Terms mentioned herein are severable. In case any part of these Terms is rendered invalid or unenforceable, then the remainder of the Terms shall continue to be valid and enforceable to the fullest extent permitted by law.

NJ reserves the right to change the information/contents provided on or via this Website, including the Terms of this Disclaimer, at any time and without notice. It is recommended that you review the information/contents provided on or via this Website, including the Terms, periodically for changes. Further, your continued access or use of the Website will mean that you agree to any changes.

Investors agree and acknowledge that NJ may, at any time, at their sole discretion, share the their personal information with any statutory/administrative/judicial authorities or such other person/entity as may be directed by such authorities and/or for ensuring compliance with any applicable laws, as the case may be.

Any references to 'you’, 'your', 'yours' 'Investors' are references to the person(s) accessing this Website. Any references to 'we', 'us' and 'our' are references to mean individually and collectively NJ, its affiliates, their directors, officers and employees.

No delay or failure by us to exercise any of our powers, rights or remedies under the Terms of this Website shall operate as a waiver of them, nor shall any single or partial exercise of any such powers, rights or remedies preclude any other or further exercise of them.

The remedies provided in the Terms of this Website are cumulative and not exclusive of any remedies provided by law.

We reserve the right in our sole discretion to deny any users and Investors access to this Website, any interactive service herein, or any portion of this Website, without notice and without being liable or responsible, in any matter whatsoever, for the same.

If you are dissatisfied with any portion of this Website, or with any of these Terms, your sole and exclusive remedy is to discontinue using this Website.